Barth Howard Homeowners Insurance and Auto Insurance in San Ramon, California 

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 Barth Howard Insurance Agency


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I WILL save you money on your Homeowners and Auto Insurance in California.  CALL ME NOW!!




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(925) 699-4200




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Business Insurance ... No Two Businesses Are Alike


My team works with yours to provide ...

   - the right business Coverages, Limits, Premiums

   - timely Services, Certificates, Loss Prevention

   - efficient Claims Processing, Legal Defenses, Settlements


I make it my business to stay in step with your specialized business insurance needs. 



General Liability

Errors & Omissions / Professional Liability

Directors & Officers Liability

Employment Practices Liability

Surety Bonds

Partnership / Key Person or Key Man / Key Executive Life Insurance*



          *Life Insurance issued by Farmers New World Life Insurance Company:
            3003 77th Ave., S.E., Mercer Island, WA 98040-2890.

Do you have adequate insurance to cover your business from loss due to crime, fire, flood, equipment failure, injury or the death of a key employee?  


As a business owner, you need to choose the coverage that matches your specific or customized needs.  Our coverage is specially tailored to the unique needs of each industry segment;  the right solutions that help you meet the challenges that come your way—no matter what kind of business you own.

Just like building a business, building an effective insurance program is done in steps. The best first step is working with me to put together the right policy for the unique challenges facing your business.

Consider coverage for the following:

Buildings - including improvements you have made.

Business continuation - death of an owner, partner or key stockholder

Contents - personal property, stock and equipment.

Crime - loss of money and securities through theft, burglary and robbery; employee dishonesty; forgery and alterations.

Equipment Breakdown - air conditioning, refrigeration, electrical and mechanical equipment.

Computers - hardware, software, media and reproduction costs.

Business Liability - premises, operations, products and completed operations.

Personal Injury - libel, slander, defamation of character, wrongful eviction and invasion of privacy.

Accounts Receivable - including a debt owed to an enterprise, arising out of the normal course of business dealings.

Workers' compensation—life and health insurance coverage for employees while they are on the job.

Loss of earnings or rents

Valuable papers



Medical payments

Business auto

Umbrella liability





California Insurance Agent



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Representative of top-rated insurance companies: Farmers Insurance Group, Blue Cross, New World Life, Foremost, CNA, United States Liability

Selling fire, homeautos, umbrella, Boats, life, business, commercial auto, earthquake, & flood.   California Insurance Agency directly serving the

entire State Of California and the communities of Alamo, Blackhawk, Danville, Dublin, Pleasanton, San Ramon, and greater SanFrancisco Eastbay

(All of California and zip codes 94506, 94507, 94526, 94566, 94568, 94582, 94583, 95688)